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(Querist) 28 October 2015 This query is : Resolved 
Dear,
I have used a credit card of a bank, but did not make payment as I was unemployed for than 1 year, now I am working but have few other debt on high interest. I want to clear other debt instead of bank, I want 1 more year to clear bank debt (it is only 30-thousant), but these days bank person or bank agencies calling me, and they scold and trying to scare me for legal action.
Please let me know, what can I do if they scold and scare me. And what action they can take against me.
Regards,
SAINATH DEVALLA (Expert) 30 October 2015
U are a defaulter and the banker and the recovery team are doing their duty.If U want to give importance to other debts,bear the wrath of the recovery team,or else go to the bank and settle the issue.
K.S.Srinivas (Expert) 30 October 2015
You should clear the debt of the bank.


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