bank ne chek accept nahi kiya,phir bhi memo hai
Querist :
Anonymous
(Querist) 28 February 2010
This query is : Resolved
sir, .. .. . very very intersting, pahle bat ko samajhe pls..... jab koi bank main check ya cash jama karta hai to bank ka ek boucher bharta hai,jiske 2 bhag hote hai,ek jise bank jamakarta ko vapas karta hai, va dusre bhag ko bank chahe check ka owner kare ya disowner, apne pas rakhta hai, bank memo ki vaidyta par object karne par bank apne record se vahi memo court main prastut karta hai,. . . .. .. ... . .. ... 138 ke ek case main parivadi ne bank voucher ka vah bhag jo bank record main rahta hai,vah mul bhag court main prastut kar diya hai, ukt bhag, ya chek par bank ki koi remark ya seal nahi hai,jisse pata chale ki check bank main prastut hua ....... i think, parivadi bank main chek lekar gaya hi nahi ya gaya bhi to bank valo ne account ka koi record computer main na hone se check accept nahi kiya, kyoki account kafi din pahle se band tha, va coputri karan ke bad aise band account computer main nahi liye gaye honge....... bad main parivadi ne kisi bank karmi se santh ganth kar bank memo hasil kar liya hoga,,,,,bank memo main na to parivadi , na hi abhiyukt ke acoount no hai, va para 16 main tick hai, jismain likha hai no account/account close on advice. . .. .. ... . .. ... ab kya kanooni sthithi hai
Parveen Kr. Aggarwal
(Expert) 28 February 2010
Deposit slip is not the only document regarding presentation and honour/dishonour of a cheque. Any cheque presented for payment is recorded in cheque presentation register and entry is also made in the records.You have not stated upon which bank the cheque was issued. In case the cheque was issued on an account maintained with bank other than the bank where the payee had account then there must be record with regard to sending of cheque for collection of payment. From only single slip no conclusion can be drawn. If there is no entry of the cheque in all other records then it can be inferred that the record is manipulated otherwise if entry with regard to cheque, its presentation and dishonour (including charges for dishonour) exist in the records of the bank(s) then such inference cannot be drawn.
Raj Kumar Makkad
(Expert) 28 February 2010
main parveen ki raye se poori tarah se sehmat hoon aur meri bhi yahi raye hai.
Guest
(Expert) 01 March 2010
i do agree with Mr Parveen
