Banking

Querist : Anonymous (Querist) 13 June 2010 This query is : Resolved
My daughter who is USA resident has her NRE account in HDFC Bank in her name with father's name as the middle name.She has received redemption cheque in her name with her husband's name as middle name.The account number etc are the same.The Bank is not crediting the cheque and asking for copies of PP,Photo ID and marriage certificate.In USA the marriage certificate mentions the name of the husband and the name of the wife seperately.Will the bank accept this marriage certificate.(2) If it does not,then what is the other course of action. She is no doubt sending the Indemnity form along with these documents.Please reply keeping that the subject is in USA.

Follow Query

Report Abuse

mahendrakumar (Expert) 13 June 2010
it is better consult the bank and explain and they inturn will suggest viable solution considering the facts.

Devajyoti Barman (Expert) 13 June 2010
The different banks adopt different method to satisfy the identity of the account holder or the beneficiary of the cheque. What in your case the Bank has asked for is quite standard measure of cross check. It is advisable hence to comply the requirement of the Bank. If still thereafter the Bank defaults in its duty then it can be sued for deficiency of service.

Uma parameswaran (Expert) 13 June 2010
Inform the impediment to the authority who have issued redemption cheque.With all the documents see the Bank (HDFC) officials and also inform your problem to the Bank Head office.

Previous

Next

You need to be the querist or approved LAWyersclub expert to take part in this query .

Click here to login now

Similar Resolved Queries :

Ask Query
Unanswered Queries