pls help me
Querist :
Anonymous
(Querist) 18 June 2010
This query is : Resolved
Sir, I had taken a personal loan of of Rs.50000.00, I had issued 27 cheques for equal monthly instalments and the loan was suppose to get over by December 2008. They deposited my cheques on the 15th of every month till February 2008, in march they said due to non micr cheques they can not deposit the cheque , as the due date was near I paid installment by cash and insisted they have to return remaining non MICR cheques so that I can swap with new MICR cheques, thereafter they closed local offices.and they never returned the cheques for swapping. Pls note there was no cheque bouncing.
In October 2009 somebody called me up saying he is GE countrywide’s legal advisor and started threatning when I told I will register a case with local police he told me to pay Rs. 10000.00 as onetime settlement , for which I was ready and asked him to give formal letter so that I can make payment after that he stopped calling me
Now today some body from himachal Pradesh police called me up saying there is arrest warrant pending against me and he is going to send the file to local police station, he called up my residence and took my mobile no from my wife who is very much scared now.
He gave me one advocates no in himachal Pradesh, when I spoke to him he said court has sent me two notices and you have not answered ( I have not received any notice from court or any official information from GE). He told me to pay principal amount pending by today afternoon 12.30pm at GE’s agents office.
I need your guidance on this, my question is how can they file case in himachal Pradesh when my cheques were deposited in Chennai for clearance, registered office is in delhi.
Pls help me
Prakash Langalia
(Expert) 18 June 2010
the question of jurisdiction is conflicting in cheque bouncing cases. if you receive notice from any remote court than you can file an application to transfer the criminal case to the court of himachal pradesh.
adv. rajeev ( rajoo )
(Expert) 18 June 2010
My advise is that dnt pay any amount at GE agents office, if you known any Advocate at Himachal Pradesh meet him and try to find out whether any case is filed against you, if case is pending then proceed with the case advocate will guide you.
If you dont know any advocates take the help of this club. YOu will get the addresses of the Himachal Pradesh Advocates.
bhagwat patil
(Expert) 18 June 2010
where is ur residence?why himachal pradesh why not jammu kasmir or taliban? dont get scared all lci will back u against htese types of tricks.
Querist :
Anonymous
(Querist) 18 June 2010
thanks for all replies, Mr.Bhagwat i am goa, actually i had mailed ge money customer service, one ankush from ge called me in morning,i told him why the cheques were not swapped, he was putting the onus on me, i told him non micr cheques were stopped in july 2008, why the cheques were not deposited from apeil to june,he does not say anything, i told him to return the cheques even now so that fresh cheques can be given, it looks like they have lost the old cheques, with regard to call from himachal pradesh he says GE has not hired any agencies, should i file a police complaint to be on safer side.
