Guide for CIBIL CLEARANCE
Prashant Kothari
(Querist) 18 January 2010
This query is : Resolved
Applied a loan before 5 Yr in SBBJ Bank of 50,000 Rs when started my business but unfortunetly after some time i was not able to pay the loan on that time due to Business Problem but before 1 Yr paid amount with Compromise with Bank.
Recently when i applied for Credit card from my Bank they refused to give credit card due to Cibil Report where they mentioned my cibil report is showing as defaulter.
Please give me the way where i can clear my cibil report or can get Home Loan in Future.
RGDS
Prashant
soumitra basu
(Expert) 22 January 2010
You are requested to write this problem to Reserve Bank of India and get redressal. Since you are no more defaulter, your name should be excluded from the list.