Lic claim

Balaji Sr.Section Engineer (Querist) 17 July 2014 This query is : Resolved
My father assured his life with lic on May 2013 and we came to that he is affected by cancer on October 2013 and he is firstly treated by doctor on October 2013, and now he died on April 2014 because of cancer. now i have applied for claim at LIC. here my doubt is, will i get the insured sum amount?
I have submitted
1. DEATH CERTIFICATE
2. FORM A, B, B1, B2, C, E.
3. SALARY SLIP
4. TREATMENT BOOK

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Devajyoti Barman (Expert) 17 July 2014
release of insured amount depend on terms of the insurance. refer to it.

T. Kalaiselvan, Advocate (Expert) 17 July 2014
If the detection of disease was post Insurance, you will certainly get your claim, if at all the claim is repudiated, you may approach the concerned Zonal Office for review of claim where you will certainly get proper relief and remedy.

Raj Kumar Makkad (Expert) 17 July 2014
This is pre-mature stage of your query. First of all contact the insurance company office and make your claim as per their requirement and only after pronouncement of their action, raise your query accordingly.

Balaji Sr.Section Engineer (Querist) 17 July 2014
Thanks to Mr. Kalaiselvan and Mr. Raj kumar

Rudrawar Narayanreddy (Expert) 18 July 2014
company has to pay the amount,if not approach consumer court

Advocate. Arunagiri (Expert) 18 July 2014
If his policy was issued after the medical examination, you will get the claim, positively. But, if the policy was issued without medical examination, the insurance company may raise the doubt as if you have suppressed the cancer at the time of applying for the policy.

Raj Kumar Makkad (Expert) 18 July 2014
You are most welcome.

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