personal loan

Querist : Anonymous (Querist) 26 May 2010 This query is : Resolved
Hi,

I had taken loan form MNC bank in 2005 80,000/, 10 months i paid the EMI, after that i lost my job and unable to pay the loan.after some time i changed the address and phone numbers, i have no contacts with them. recently i joined one company which gave me the same bank salary Accout. after few months, they deducted some money from my Accoubt stating that u had taken loan from our bank in 2005 towards that amout they deducted,what should i do right now, because i had given my address.
please guide me,

Regards

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mahendrakumar (Expert) 26 May 2010
you will have to repay the loan to the bank.

talk to the bank and settle the same.

adv. rajeev ( rajoo ) (Expert) 26 May 2010
It is your duty to repay the loan.

Uma parameswaran (Expert) 26 May 2010
Give a detail letter to the bank about your failure in repayment and if your financial situation is stable ask them for one time settlement.

Pankaj Kundra (Expert) 29 May 2010
yep

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