Request for giving advice.
Sunil Kumar
(Querist) 27 February 2018
This query is : Resolved
Respected Sir,
It is submitted that I am going to purchase a flat amounting to Rs. 28,50,000/- in Punjab and getting home loan from PNB Housing Finance, Chandigarh. The relationship office of PNB Housing Finance has demanded a cheque amounting to Rs. 3540/- & DD 8260/- and another DD Rs. 1770/- in favour of PNB Housing finance and demanded cash Rs. 800/- for signature agreement form of PNB and also attestation from Notary Public. I have paid the money to Relationship officer of PNB for the purpose of processing fee and flat valuation.
The Bank has valued 115 sq. foot flat amounting to Rs. 28,50,000/- and registering the Flat amounting to Rs. 20 lacs in joint name with 5% stamp duty in Punjab. But I was intimated that Rs. 1,00000/-as stamp duty and Rs. 44,000/- with 2% another expenses. I do not know how to calculate the actual money for Registration of document in Punjab.
I do not know what is the processing fee of flat valuation of PNB and how I calculate how much money is required for registration of flat.
Please guide me so that I avoid from any fraud.
Isaac Gabriel
(Expert) 01 March 2018
Charges differ may differ from bank to bank.You can ask for the details from the bank itself.
Dr J C Vashista
(Expert) 03 March 2018
What is the dispute for consideration, analyses and guidance by legal experts on this platform?
Check with financial institution.
