Sir i have Recieved 13 (4) notice OD limit
Karan
(Querist) 06 September 2016
This query is : Resolved
Dear sir,
Hope you are fine. Sir i had recieved 13(2) notice 2months back. Than i requested to bank not to further as dispute with my supplier of kitchen chimneys is about to sorted out.
But BM did his job served 13(4) notice and symbolic possesion, there after i had to compromise with the company on thier terms as i was in pressure of bank.
But as i mailed ro office and gm office kindly regularise my account and waive of any charges but they are refusing and i am ready to give amount over the limit.
And pls guide what is the procedure to regularise the account as no one is giving us in written about regularisation of account.?
Karan
(Querist) 06 September 2016
Sir 13(2)notice was 4 months back.
Sorry i made a writting mistake.
Pls reply as soon as possible.
Karan
(Querist) 06 September 2016
Is there any 1 recieving my messages or Am i sending it in wrong way
Or i had to send it to forum ...
Rajendra K Goyal
(Expert) 07 September 2016
How much time the account was irregular?
Whether you replied the notice received in writing?
What extra charges was debited by the Bank?
You should have deposited the interest regularly.
Due to pressure from controllers, increasing NPA, Bank may not be in a position to put off / keep pending the recovery proceedings.
Raj Kumar Makkad
(Expert) 09 September 2016
You cannot force the banker to revoke the penalty imposed upon NPA account, however, you can get it regularised.
Rajendra K Goyal
(Expert) 21 September 2016
whether any penalty imposed by the Bank?
Bank can not debit more than the agreed expenses / penalty.
