Credit Card

Hi

This is a case study

"A" the person in question had met with an accident, due to that he lost job & savings on the medical expanses.

He had 2 Credit Cards, form which he was regularly paying & buying things.

Also prior to his accident he was regular in paying credit card the amount he spent.

Now that he is not in position to pay back the banks, the amount he had spent through credit cards

what I want to know is what action bank can take and what that person can do assuming this is a genuine case.

thanks