Dear Members, I had purchased a flat in Rajasthan in 2012. The flat was purchased by paying Rs 10 Lakh from my own money and Rs 20 Lakh from SBI Loan. Since I was undergoing a divorce that time, On lawyers advice the flat was purchased with my mother as the primary owner and me as the Co-owner, Also the loan was applied as her as primary applicant and self as co-applicant. However as she has nil income ( my father has double of my income in case anyone doubts my intentions later), The loan is entirely repaid by me. The flat was to be put on rent with an understanding of me with my parents that i'll be collecting the rent to offset the EMI. However, My parents have been collecting the rent inspite of my constant request to send me that money, Infact now have refused to send me the money and threaten that they will sell the property if I keep asking them for rent. NOW MY DIVORCE IS OVER AND I WANT TO KNOW WHAT IS THE PROCEDURE OF GETTING THE SOLE OWNERSHIP OF THE FLAT. CAN I ASK HER TO MAKE A GIFT DEED ON MY NAME. IF THEY REFUSE, IS THERE A POSSIBILITY THAT I STOP PAYING THE (WILL THE BANK SEND NOTICE TO HER OR ME OR BOTH). I'M SURE IF THEY GET A BANK LEGAL NOTICE THEN THEY WILL BE IMMEDIATELY READY TO TRANSFER THE PROPERTY TO ME. ALSO IN CASE IF SOMETHING HAPPENS TO HER, CAN MY TWO MARRIED SISTERS CLAIM SHARE IN THE FLAT/ CAN MY MOTHER TRANSFER TO THEM THROUGH WILL..??