ANAND JAIN
03 May 2017 at 21:15
1. My father died without writing a WILL. He had some physical shares and a mutual fund in his name. How can the shares be transferred in my name or my mothers name ? I hv four elder sisters and none of them r interested in the shares as they r NRI. My mother stays with me.
The value of share certificate is less than 1 lakh and so going through succession certificate and all tht is not possible.
Abhishek
02 May 2017 at 23:05
Iam working in ICICI Bank from 2 years. In JAN'17 i resigned to my job. Again in MAR'17 i revoked my resignation & continuing as a normal employee.
And I was almost top in ratings, but my managers gave me last rating showing reason as i resigned. And i never think of it.
Now, rumors were, company going to terminate all the least ratings.
Generally least rating given to worst performers. In HR policy it was not mentioned that resigned employees will get least rating.
Now due to resignation, i fell down from top to bottom of rating, no issues in my performance.
Now will i get terminated because of least rating ????? if i was terminated what steps i need to take ????? Please suggest me.
Manjul
30 April 2017 at 15:21
We have registered a pvt Ltd company and selected for Incubation at a IIT. We took loan of Rs 5,00,000. But we couldn't make our business a successful one. So we want to quit from business. Our paid up capital is 1, 00,000. The company is consist of five directors each of having shares of Rs 20,000. Our company is recognized as a start-up by DIPP, GOI. How much money have to be paid by each director if we close our business ? Will we get any subsidy under Startup India initiative?
During loan agreement one of my relative put signature as a guarantor. Will he face any legal compliance?
Kindly suggest.
Iqtedar
30 April 2017 at 11:46
Dear Sir/madam
Am from Shimoga, Karnataka.
To setup a food business I ordered a boiler from Shanti boilers, telangana in 19 October 2016 by making advance of Rs100000/-, the cost of boiler was Rs.235000/-
Due to the changes in plan I cancelled the order on 23 November 2016.
Now they are not refunding the money.
Pls guide me what to do.
In quotation also the have not mentioned anything about returns. Nor they have any refund policy in there website.
HARIKRISHNAA T
29 April 2017 at 20:22
Sir/Madam,
My client (woman-that time she is minor) father was died in 1970.Her father purchased primary shares in reputed company in 1960's. My client had two brothers and one elder sister. Eleder sister was died in 2015.Two brothers are not co-operate and not accept to given a share of my client.
My client asking to company (1) what is the procedure of 1/4 shares of total shares to my client account? (Family /Death /share certificates information are not given her two brothers to my client)
Sir, please give right/correct information to my client obtain for her share amount.
Kumar Nayudu
27 April 2017 at 11:22
Please any one provide ANDHRA PRADESH NON-TRADING COMPANIES ACT, 1962.i want to know Fees,penalities, compounding offence
Please paste the fees, penalities here or if there any publication (ANDHRA PRADESH NON-TRADING COMPANIES ACT, 1962) is there tell me the publication name,which place to available the publication
varun
24 April 2017 at 11:53
Hi,
I have given Rs200000/- unsecured loan to a pvt. limited. company (one of my relatives) in 2012 at an interest of 18% per annum which is duly acknowledged in the balance sheets of the company till date (Principal Amount only). But I don't have any document for the interest committed by the directors. Now, the directors of the company are not paying the interest. They are even denying the payment of Principal amount on account of financial position of company although directors are drawing a salary of Rs100000/- per month which is also mentioned in the balance sheets filed with MOC. The loan given by me is still acknowledged in the balance sheet filed with MOC i.e. FY 15-16. I want to know what are the legal remedies I can exercise to recover my loan amount?
Neeraj Jha
24 April 2017 at 10:41
Dear Experts,
One of my friend bought a scooty worth rate 51,000 in December 2014, after a month his scooty was theft and immediately he went to police station for FIR but police did not lodge FIR for 8 days then after much efforts police lodged FIR on 8th day of scooty theft. And due to multiple visits and lack of knowledge my friend had not informed the Insurance company for 38 days. when on 38th day he informed to insurance company, they had refused to claim.
After that my friend filed a case in lower court but lower court agreed with the term & conditions of insurance company and my friend lost his asset totally.
Now for revision purpose, I need to know if in any such similar case, in your knowledge there is any judgment passed by NCDRC or any SCDRC so that my friend can have relief on that???
Kesava kumar
22 April 2017 at 03:00
On behalf of my friend..
Security problem with Icici bank faced by My FRIEND.
Hi Friends
I have raised below complaint to ICICI Bank.
On 21 March,2017:
Dear Sir/Madam,
Sub: Request to enquire � unlawful withdrawal of 49,996/-amount from My account � ICICI Bank � Visakhapatnam � Reg.,
I am Kota BhanuMurthy, my salary being credited to my account no. � 036501523627 ever month at ICICI Bank, my home brach ICICI Visakhapatnam. I open my account Nov 2012, Till date
As per policy of my company I opened account with ICICI Bank, having facilities of Internet Banking. Normally each and every transaction will be informed to me to my mobile bearing No. 9293183057 by way of SMS. The Bank will provide password for internet Banking. Normally if anyone wants to operate Internet Banking, firstly we have to give a Customer ID & Customer ID password for open the account, after that for doing any transaction we have to enter transaction password and we have to furnish the number of details as they required we have to feed all the data as called for(Grid Numbers). So far I have followed all the secure way to make transactions for My Account.
Steps I have followed
1) I have not registered any emailed to My Account.
2) The mobile which I have used for this account was a CDMA basic mobile from which no one can capture any data.
3) Important point My Grid Numbers are not visible on the card for the past several months. Due to security reason, I have maintained the same.
As per my account an amount of Rs. 51,313/- was lying in my account as on 20.03.2017. While so, on 21.03.2017 I received a four SMS from ICICI Bank which I have seen them in early morning at 06:15 AM By seeing them in My mobile, I was almost fainted and did not understand what was happening with My Account. Immediately tried to login, but My credentials are not working.
Contents of four SMS in brief(on 21.03.2017)
1)3D Secure online txn PIN Generated on My Account at 03:01:18 AM
2) DEBIT Card purchase of INR 19,998/- was made on PAYTM at 03:01:29 AM
3) DEBIT Card purchase of INR 10,000/- was made on AIRTELMONEY at 03:23:09 AM
4) DEBIT Card purchase of INR 19,998/- was made on PAYTM at 03:43:20 AM
I have not shared my Pin, other details with anybody even to my blood relations
I have called several Toll-Free, Other emergency numbers and after multiple selections in the options finally got a chance to talk executive and blocked My Card and got confirmation of card blocking SMS at 08:09:33 AM. And finally left with the balance of INR 1,317/- in account.
Even after blocking the card, One more attempt was made towards fraud transfer which was notified by an SMS the content of the message in brief
� Dear Customer transaction of INR 10,000 using Debit card for Account xx3627 was declined on 21-Mar-17 due to insufficient funds in your account� at 09:48:09 AM
This message made me know the security of ICICI Bank, if I have another 10,000/- in my account then it would have been withdrawn easily by the culprit.
Later On I have rushed to ICICI Bank and Police Station and provided required documents which are needed by them. And Raised the complaint in ICIC Bank, Pheonix, cyber gateway, hyderabad with SR463246743 and complaint filed in cyber police station, Gachibowli, Hyderabad with CNO-665/CCPS/CYB/17
Every day I used to receive several calls for credit card, insurance, home loan, and personal loan from executives of ICICI.
After this incident till date(27.03.2017) I did not receive any call from ICICI about the progress of the incident occurred. Even we did not find any particular POC for the incident to get the update.
This made me know like Bank need only My money in all the ways. Not even simple common ethics of banking were being followed. If they need business they will come to My door and work it out. But when I was in real trouble, I should reach and submit all the needed documents.
I don�t understand what kind of humanity is being followed.
I have lost My HARD EARNED money due to which my life was miserable. But there is no solution given in any manner.
After this incident I have registered My account with a emailId kota.bhanumurty@gmail.com to communicate with Officials of ICICI.
Therefore I request your good offices, kindly enquire into the matter and punish the persons who illegally withdraw the amounts from my account and kindly see that my hard earning amount was reimbursed to me.
Yours sincerely
K BhanuMurthy
cell: 9293183057,9912792148
On 27 March,2017:
Hi Team,
It was a week since I have raised the request, And got a sms to my Mobile like "the transactions are made using 3D pin" from ICICI.
Which was a very silly answer, Since I have mentioned it early like below
1)3D Secure online txn PIN Generated on My Account at 03:01:18 AM
2) DEBIT Card purchase of INR 19,998/- was made on PAYTM at 03:01:29 AM
3) DEBIT Card purchase of INR 10,000/- was made on AIRTELMONEY at 03:23:09 AM
4) DEBIT Card purchase of INR 19,998/- was made on PAYTM at 03:43:20 AM
Now I was asking you how can the culprit generate a 3D Pin.
I don't understand what ICICI Staff where doing for solving this for the past 7 days.
Please consider the below simple points to solve the issue
1)Find the IP Address,Location from which the transactions are made.
2)Since the amount made for fraud transactions against wallet recharges there would be some Cell number definitely involved trace it.
3)Even after blocking the card, One more attempt was made towards fraud transfer which was notified by an SMS the content of the message in brief
� Dear Customer transaction of INR 10,000 using Debit card for Account xx3627 was declined on 21-Mar-17 due to insufficient funds in your account� at 09:48:09 AM
This message made me know the security of ICICI Bank, if I have another 10,000/- in my account then it would have been withdrawn easily by the culprit.
Being a Biggest Bank in India. I don't understand what where the steps that you are following for this simple issue which could be solved by checking your server transaction details.
I was a customer to ICICI from 2012,felt like you would value the customer,This is the way you are showing the responsibility towards a poor customer who lost the money.
Therefore I request your good offices, kindly enquire into the matter and punish the persons who illegally withdraw the amounts from my account and kindly see that my hard earning amount was reimbursed to me.
Please understand My Pain In loosing money.
for more details follow SR Number: SR463876914
I have sent above two Mails to ICICI Officials like below,but till date no reply
care@icicibank.com,
antiphishing@icicibank.com,
chanda.kochhar@icicibank.com,
managingdirector@icicibank.com,
headbranchbanking@icicibank.com,
headservicequality@icici.com
For more details I have Transaction details, ICICI Bank Complaint, Police complaint acknowledgement documents
On 30 March,2017:
Hi Team,
I have not shared My 3D Pin/any sensitive data related to Account for any human/Living thing/non Living thing till date, which I have been mentioning several times.
I don't Understand which Language to be used ,for you to make it Understood.
@Team this is not good on your part,Since you need to reimbursement My money.Just diverting,Misleading the issue and finally blaming the Identity of Customer.This is not a matter of tens or Hundreds I was loosing thousands due to the loop holes in Bank Securities system.
Still My points are not addressed.
Please consider the below simple points to solve the issue
1)Find the IP Address,Location from which the transactions are made.
2)Since the amount made for fraud transactions against wallet recharges there would be some Cell number definitely involved trace it.
3)Even after blocking the card, One more attempt was made towards fraud transfer which was notified by an SMS the content of the message in brief
� Dear Customer transaction of INR 10,000 using Debit card for Account xx3627 was declined on 21-Mar-17 due to insufficient funds in your account� at 09:48:09 AM
This message made me know the security of ICICI Bank, if I have another 10,000/- in my account then it would have been withdrawn easily by the culprit.
Being a Biggest Bank in India. I don't understand what where the steps that you are following for this simple issue which could be solved by checking your server transaction details.
I was a customer to ICICI from 2012,felt like you would value the customer,This is the way you are showing the responsibility towards a poor customer who lost the money.
Therefore I request your good offices, kindly enquire into the matter and punish the persons who illegally withdraw the amounts from my account and kindly see that my hard earning amount was reimbursed to me.
On 30 March,2017:
Dear Mr. Kota,
We refer to your e-mail dated March 23, 2017 regarding your Savings Bank Account 0365XXXX3627.
We have referred the case details to our Internal Ombudsman of the Bank (Appointed on the directive of Reserve Bank of India to look in to the complaints), who has examined the case and expressed that the reply being given by the Bank's internal grievance mechanism is in order.
We wish to inform you that on looking into your concern, we find as under:
You had complained that you have not authorized the transactions done in your bank account on March 21, 2017 total amounting to Rs. 49,996.00.
As per our discussion today, on the basis of your complaint, an investigation was conducted.
As per our findings, the transactions were made using 3D secure password. The transactions have undergone a 3D Secure authentication, which is a second level authentication specifically meant for online transactions done through merchant web sites. Please note that apart from the Card Verification Value (CVV) and Expiry Date on your Debit Card, your personal 6 digit 3D secure PIN was also required for effecting the transaction.
The debit card was registered for 3D secure authentication on March 21, 2017 at 3:01:17 AM. and the Internet Protocol (IP) address used for the mentioned disputed transactions is 172.16.64.128
As per our discussion today, based on your request your Debit Card 45727 XXXX XXXX 1206 has been deactivated permanently.
Hence, we will not be able to accede to your claims for refund of the disputed transactions. The 3D secure password is known only to the customer and not to anybody else.
We also wish to clarify that once the online transactions are initiated they cannot be stopped.
As per association guidelines, chargeback cannot be raised on 3D secured transactions. Hence, we request you to take up the issue with respective merchant for the retrieval of beneficiary's account details.
We would like to state that, no fraudulent online transaction is possible from the Bank�s Internet banking unless customer compromises on his personal identification parameters inadvertently or otherwise. We reiterate that the Card holder is responsible for the security of his/her Card along with his/her personal 3D Secure PIN and should therefore take all possible steps in ensuring the safe-keeping thereof.
You may get the matter inquired through the concerned statutory/regulatory authorities. We on our part assure our co-operation in the said proceedings.
In case you are not satisfied with our response and wish to further pursue the matter, you may write to the Office of the Banking Ombudsman, Reserve Bank of India of your region located at Hyderabad (contact details given below) for redressal of your grievances whose services are offered "free of cost". The scheme of Banking Ombudsman promoted by Reserve Bank of India is prominently displayed at all branches of ICICI Bank and their website.
Dr. N. Krishna Mohan
C/o Reserve Bank of India
6-1-56, Secretariat Road
Saifabad,
Hyderabad-500 004
Kindly treat this as final decision of Office of the Internal Ombudsman. A Copy of this response is being shared with Bank's internal grievance mechanism.
We affirm that ICICI Bank at all times acts with diligence, in good faith and in no manner prejudicial to the interests of its customers.
Sincerely,
Pratibha Ranpise
Senior Management Desk
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Full n final settlement
Hi,
I started working with a real estate firm (Bullmen Realty) Mumbai branch in November 2016, as a Sr.Manager in accounts, they use to give me no work, so i used to help them in making presentations and admin duties as well, slowly steadily they asked me to go on thier construction site which was again not as per my designation, They just gave the offer letter and we use to keep them asking for the appointment letter they never gave an appointment letter.
Suddenly one day the HR from the head office branch in (Noida) calls me and says that we will be now handling all the accounts work from our head office so we do not require your employment so kindly put down the resignation.
I requested them how they can do so, atleast give me notice period so i can find some other job for myself, so they called me next day to see what they can do, but again when i went to office next day, they said put the resignation , then i told them if u can't give me notice, then why do i put resignation, u release me from my work and give a letter.
So they tried to push me for the resignation otherwise we will give u a termination letter stating ur behaviour issue. So this will effect ur career so i said fine I'll put down the papers but what about my Full and final settlement, they said it would be done in 45days.
Since that day now it's more than 60,70 days & I'm continuously following up with them they are not reverting properly.
Plz tell me what am I suppose to do?