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Harsh Agarwal   16 September 2018 at 17:19

Prepayment on self payment and closure of cash credit

We have a sanction of INR 150 lacs as Cash Credit, INR 265 lacs as Buyers Credit and INR 35 lacs as Bank guarantee with Indusind Bank. Our renewal date is on 30.09.2018 and we decided to repay our outstanding in Cash Credit account of approx 115 lacs on 10th July 2018 and intimated the bank by mail on the same day. Bank guarantee was unutilized and Buyers Credit had been closed by bank and hence unutilized also. Intimation was followed up by mails on 11th and 20th July, asking the bank formalities and steps to get back collateral papers; and also paying some amount every day by our debtors and clients. Dissappointed with bank�s no response to mails and calls, we opened new current account in Standard Chartered bank on 31st July 2018 for future transactions but made no transactions till 10th August before repaying Indusind Bank. On 2nd August we again mailed to Indusind bank that we will repay full amount by 10th August 2018 which we achieved also on 10th August; mailed again and asked for release of collateral papers. On 17th August our account was unloaded with the limit and interest was debited for the period 01.08.2018 to 16.08.2018. On 17th August we receive a mail from Indusind bank to pay 2% prepayment charges for release if collateral papers as payment before 30.09.2018 is non adherence as per santion letter. On arguing with them that renewal date on santion letter is only 45 days from the day of closure and that the date 30.09.2018 itself is a Sunday; is it never possible for us to close our account ? The next day we receive another mail of 18.75% penal interest due to opening of current account in another bank. Kindly help in this regard how to get our collateral papers and not pay such unethical and misleading charges by the bank.
We have mailed the Nodal officer and Country head of the bank on 24th August 2018 explaining the matter and asking for relief. Requesting our legal standing on the matter to prepare ourselves if no relief is given by Nodal officer and country head.

Afzalhusain   16 September 2018 at 16:30

Agriculture land purchase procedure in Gujarat state for far

Sir, my grandmother is farmer in Bangalore, and I was planning to purchase agriculture land in kheda district of Gujarat state on name of my grandmother , so please give specific process for buying agricultural land .

M.K. Agarwal   16 September 2018 at 15:46

Where we can lodge a complaint against employers

Please inform me forum address for file the complaint against employers

Anonymous   16 September 2018 at 15:25

Exparte divorce and living in

We are married under Hindu Marriage Act 1955 and my husband has sought an exparte divorce in Singapore in my absence. I have challenaged the same in India to declare as null and viod and now he is living in with his girlfriend. Is this adultery or mental cruelity ?

Anonymous   16 September 2018 at 14:24

Quahing fir 498a and 406

My wife and i got MUTUAL CONSENT divorce about 3 months back, but now she is not cooperating for quashing proceedings under Honorable Delhi High Court. i have a pending FIR 498a and 406/34 against me and my family members, that needs to be quashed under settlement deed which was done some times back under Honorable court mediation cell , and she took 2 equal installments of money for 1 motion and 2 motion respectively.now its her turn to help quashing done by cooperating,but she seems to be reluctant in taking money and wants case to proceed, please suggest what is possible if she doesn't cooperate, we are ready to pay third installment obeying settlement deed,what will be done,will quashing be done even if she is absent or doesn't give here consent during court proceedings,pls guide.

Anonymous   16 September 2018 at 13:21

Adoption deed cancelation

Respected Seniors

Seek help regarding afore said case. Adoption deed registered in year 2004 and challenged by adoptive mother in year 2014 basis school records, ration card and voter details having natural father name on these documents.

Can it be canceled as the adoptive mother proving that child (son) is not come to her.

Please suggest.

Sarthak Garg   16 September 2018 at 12:13

About harassment by owner

I take a room for rent in Delhi last month, there is no written or oral agreement between landlord and us. After 25 days I tell the owner to left the room due to outstation shifting, he misbehave and abuse with me and said to pay 1 month rent. But owner not told me in starting about notice period. He tell me that I would lodge fake complain against you in police if you not pay 1 month rent. Can I compalin regarding this and where

Mukim khan   16 September 2018 at 12:05

Buy land from s c cast person

A person who belong to SC cast and he want to sale his some part of land due to weak finance situation and my a family member want to buy this land. I want to know what would be the process to buy this one. Some lawyer says that if you want to buy SC catagery person's land first get permission from district magistrate. If they are correct please tell me, how to get permission, how much time take it and what documents are required.
Thanks a lot

Anonymous   16 September 2018 at 09:22

Divorce

dear sir
i got married in 1995 under Sikh rites at chandigarh-- due to some problems now i have taken up a case for mutual divorce ---my inlaws have not replied but as a counter have sent a letter to GOC Southern Command Pune to deduct maintenance allowance and give it to there daughter---- i have contacted a chandigarh lawyer rajesh khurana to advise---- the lawyer says marriage comes under prohibition since my mother and mother in law are real sisters -------the lawyer has advised to draft letter to army authorities accordingly--------------- the lawyer has suggested an amount of 3lacs total for the divorce in full and 1.25 lacs as advance-------------
please advise --------------
also kindly let me know the name of any good advocate in chandigarh dealing with such cases--is rajesh khurana a good advocate--i have also been advised the name of one more advocate babban maan at chandigarh-------------------
regards ------

raghavendra   16 September 2018 at 07:27

Employment law higher qualifications-judgement

Sir,
I have been dismissed from service for suppression of higher qualifications. Charge sheet issued, enquiry conducted. I have filed WP challanging the dismissal order and confirmation of dismissal order of appellate authority.
1. Is that require to pray quash the charge sheet and departmental enquiry after dismissal.
Please provide me some judgements after diamissal, prayer to quash the charge sheet and departmental enquiry not required, challenging dismissal order sufficient.

Please provide some judgements as me higher qualified could appoint in the basis of his lower qualifications, when there is no conditions in employment notification.


Thanks in advance