I have taken a personal loan of Rs.1,50,000/- from Home Credit India in March 2019 and my total EMI was 42 of Rs.7477/- per month. I have availed loan moratorium for the months if April 2020 to August 2020(total 05 months). Now they have increased my total EMI to 64 of Rs.7477/-, Is it legal should I pay the same, please suggest me.
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