Can i obtain a home loan from a bank by submitting the certified copy of the sale deed?

It is the bank's descretion, there is no legal opinion involved in it, if the bank is satisfied with your contention, it may grant you home loan

No bank will sanction a loan on another's property. Bank will insist on the original sale deed for creating a charge to secure the loan amount. If original is lost, certified copy along with encumbrace certificate will suffice for creating charge.

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