Hi All,
1.) 2.14 lacs of loan taked in 2008
2.) Repayment from 2012, after 1 year of my graduation.
3.) Guarantor was my father with no any salaried job but with daily income, and my parents left the city in 2010.
4.) Not paid any amount against it and also not contacted with the bank after 2011.
5.) I did a job for 8 months from december 2012 to august 2013 with 8000/month and after that started preparing for Gov. Jobs.
6.) Got Bank Of Baroda as an Assistant Manager which needs an amount of 3.5 lacs for 1 year Post Graduate Diploma In Banking And Finance and which could be finance from BOB itself,after this 1 year program i will be subsequently appointed as assistant manager
7.) BOB ask me to generate an affadavit that i do not have nay previous loan
8.) what will happen if i produce the affadavit, but my loan is outstanding from 2012, but i will start paying the principle and interest from Feb,2017.is it hamper my career but i will surely start paying the loan from 2017 onlu